Credit 101: Understanding the Basics
Personal credit is the ability to borrow money from a lender with the promise of paying it back over time, typically with interest. This...
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Credit 101: Tips to Improving Your Personal Credit
Improving your credit score can take time and effort, but there are several basic tips that can help you get started: Pay your bills on...
Credit 101: Resources for Credit Repair
There are several resources that can help with credit repair, including: Credit counseling agencies: Nonprofit credit counseling agencies...
Finance 101: Improving Your Overall Financial Health
There are several things you can do to improve your overall financial health: Create a budget: A budget is a plan for how you will spend...
Credit 101: How Good is Good Credit
A good credit score is generally considered to be a score of 670 or above on the FICO credit score scale, which ranges from 300 to 850....
Credit 101: Reading Your Credit Report
Reading a credit report can seem daunting at first, but it's important to understand the information on your credit report to ensure that...
Credit 101: Credit Utilization
Credit card utilization refers to the percentage of your credit card limit that you're currently using. For example, if you have a credit...
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